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Business Banking Underwriting Team Leader

Brookline Bank
Full-time
On-site
Boston, MA, US
Principal Objective
The ideal candidate will have more than 10 years of direct experience managing and overseeing the activities of a Business Banking Lending business line.  The candidate will plan and direct all activities of the Business Banking Underwriting Department and Loan Operations area for all business banking loans.

Principal Duties and Responsibilities
  • Responsible for underwriting quality Small Business Loans, ACH/RDC transactions, Business Banking Loans including Condominium Association Loans, Small Investment Real Estate loans, and Low to Moderate Income (LMI) Loans.
  • Responsible for portfolio management, completion of annual reviews, and loan documentation preparation and review. 
  • Responsible for development of underwriting knowledge and capabilities of the staff to meet the bank’s needs.
  • Work closely with the Branches, Business Banking Sales Team and other internal business partners. 
  • Manage department activities by providing leadership, training, and operational planning.
  • Manage operational systems and processes and policies. 
  • Administration of and compliance with department self-monitoring quality control program.
  • Manage vendor fulfillment of contract responsibilities.
  • Assure compliance and credit risk with all Bank loan policies and procedures, as well as, all applicable state and federal banking regulations.
  • Manage operational projects to improve processes and efficiency within Business Banking Lending.
  • Work with the C&I Director of Credit & Portfolio Management to review and implement changes to improve policy and procedures affecting Business Banking Lending. 
  • Serve as the primary contact for the SBA and is responsible for renewing the Bank’s preferred lender status biannually and is the contact for the ongoing PPP Forgiveness audits. 
  • Undertake additional tasks and responsibilities which may be reasonably expected of the role and as necessary in order to achieve the bank’s goals.
 
Job Specifications (Skills, Knowledge and Abilities Required)
  • Minimum of 10 years managerial experience in business banking lending.
  • Knowledge and experience with small business underwriting, including SBA lending with attention to the 5 C's of Credit: Character (FICO), Capacity, Capital, Collateral, & Condition.
  • Must have extensive knowledge of various loan products including: SBA 504 and 7A programs.
  • Extensive knowledge of small business lending regulatory compliance requirements.  
  • Effective written and verbal communication skills.
  • Demonstrated ability to achieve business targets.
  • Ability to work independently.  Self-motivated.
  • PC Literacy including; Word, Excel, Power Point and proficient with the use and functionality of various Loan Origination Systems (i.e. Baker Hill, eTran, Laser Pro, and nCino).

Behavioral Skills
Consistently demonstrate behaviors associated with Brookline Bank’s Core Four values:  adaptability, accountability, leadership, and teamwork.         

This job is closed.