Colony Bank logo

Small Business Specialty Lending Portfolio Manager

Colony Bank
Full-time
On-site
Covington, GA, USA
This position is accountable for managing the Bank’s new and existing SBA loan relationships.
 
Location:  Covington office or Remote

Essential Functions and Basic Duties:
  1. Manage assigned portfolio communicating with SBA borrowers on questions and/or concerns with their existing loans.
  2. Open communication with borrowers to ensure timely payments.
  3. Keeps loan files up to date, answers credit inquiries, and prepares memos as necessary for credit files.
  4. Follow loans to insure conformity with terms and/or conditions.
  5. Collect financial information, analyze the data, and complete written reviews of the borrower’s current financial condition.
  6. Manage requests for servicing actions requested by the borrower.  Collect and analyze necessary information ensuring continued compliance with SBA SOP.
  7. Work with the SBSL Servicing Department to maintain current tickler items.
  8. Assist Special Assets with collection of documents and organization of loan files for submitting to SBA.
  9. Assist Special Assets with SBA reporting and liquidation actions as required.
  10. Maintain understanding of the SBA SOPs to maintain knowledge of requirements in SBA lending and servicing.
  11. Conducts loan functions using established Colony Bank and SBSL loan policies and procedures.
  12. Complies with all bank and personnel policies and procedures including but not limited to policies and procedures regarding the Bank Secrecy Act.
  13. Complete periodic training provided and/or required by Colony including but not limited to BSA training within required time frames assigned.
  14. Other duties as assigned.
 
Qualifications:
 
Education:
  1. High School Diploma/GED
  2. Bachelor’s degree in banking, finance, or accounting preferred.
 
Experience:
  1. Minimum 5 years financial analysis experience required.
  2. Minimum 5 years SBA lending/servicing/portfolio management experience required.
  3. Minimum 5 years SBA loan collection experience required.
 
Knowledge:
  1. In-depth knowledge of bank products, services, policies, and operational procedures.
  2. Extensive knowledge of SBA SOP 50 57 and lending laws and regulations.
  3. Significant knowledge of all areas of SBA loan origination, SBA SOP 50 10, processing, underwriting, and closing.

Skills/Abilities:
  1. Excellent interpersonal and verbal communication skills; demonstrated ability to communicate complex facts to a variety of people.
  2. Ability to manage all aspects of an SBA loan portfolio.
  3. Requires contact with the general public.
  4. Excellent written and oral skills.
  5. Sound judgment and decision-making ability.
  6. Ability to thrive in a service level driven environment.
 Work Environment:
  1. Remote work.
  2. Requires extensive contact with the general public.
  3. May require limited travel.

This job is closed.